Terms of Use

Last updated: January 2025

1. Acceptance of Terms

Your access to or use of the Lorn Creditvale website and services constitutes your acceptance of these Terms of Use. Should you not accept these terms, you must refrain from using the services.

2. Prohibited Conduct

• Using the services for money laundering, terrorism financing, market manipulation or any illegal purpose.
• Impersonating another person or providing false identity information.
• Engaging in efforts to disrupt, breach or decode any component of the platform.
• Using automated tools to access the services other than as expressly permitted.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally capable of entering into a binding contract. Services are not offered to residents of restricted jurisdictions where such offering would be unlawful.

4. Governing Law

These Terms are governed by the laws applicable at the seat of Lorn Creditvale, without regard to conflict-of-law principles.

5. Account Registration

You consent to submit truthful, current and comprehensive details upon account creation and to ensure such information remains current. You bear sole responsibility for protecting your login credentials and assume accountability for all transactions and actions performed through your account.

6. Fees

Costs including fees, spreads and commissions are set forth on the platform or within the relevant fee schedule. You assume responsibility for any tax obligations arising from your use of the services.

7. Limitation of Liability

To the maximum extent permitted by law, Lorn Creditvale shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, arising out of your use of the services.

8. Disclaimers

The services are provided "as is" and "as available" without warranties of any kind. Trading involves substantial risk of loss. See our Risk Disclosure for details.

9. Indemnity

You accept the obligation to defend and exonerate Lorn Creditvale, its subsidiaries and their representatives against any liability or claim resulting from your violation of these Terms or improper use of the services.

10. Third-Party Services

The platform may include references to or connections with external third-party services. disclaims liability for the performance, reliability, correctness or substance of such external services.

11. Suspension & Termination

We may suspend or terminate access to the services at any time, with or without notice, if we believe you have violated these Terms or applicable law.

12. Changes

We may amend these Terms from time to time. Continued use of the services after changes constitutes acceptance of the revised Terms.

13. Services

Lorn Creditvale provides technology tools and educational information related to online investing. We are not your financial adviser. Nothing on this site constitutes personalised investment advice, tax advice or a solicitation to buy or sell any financial instrument.

14. Intellectual Property

All intellectual property contained on the site, including content, trademarks, proprietary software and materials, is owned by Lorn Creditvale or its licensors and is safeguarded under relevant intellectual property regulations. A restricted, non-transferable, terminable right of use is extended to you to access the services in accordance with their intended functionality.

15. Contact

Questions about these Terms may be sent through our contact page.

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